Motorcycle enthusiasts in Tempe, AZ, often invest in custom parts and equipment to enhance their riding experience. However, many riders are unaware of how their motorcycle insurance covers these additions. At Canyon Lands Insurance, we believe it’s essential to understand the specifics of your coverage.
Custom Parts and Equipment Coverage
Most standard motorcycle insurance policies include some coverage for custom parts and equipment. However, the amount may not be sufficient if you’ve heavily customized your bike. In such cases, you may want to consider purchasing additional custom parts and equipment coverage. This will ensure that your unique additions are adequately protected.
What Does Custom Parts and Equipment Coverage Include?
Custom parts and equipment coverage typically includes any part that enhances the performance, appearance, or function of your motorcycle. This can range from custom paint jobs and chrome parts to sidecars and custom exhausts. If these parts are damaged or stolen, your policy can help cover the cost of repair or replacement.
Why is it Important?
Customizing your motorcycle can significantly increase its value. Without adequate coverage, you could face substantial out-of-pocket costs if your custom parts are damaged or stolen. By understanding how your motorcycle insurance covers custom parts and equipment, you can ensure you have the right protection in place.
At Canyon Lands Insurance in Tempe, AZ, we’re committed to helping you understand your motorcycle insurance coverage. We can guide you through the process of adding custom parts and equipment coverage to your policy, ensuring your unique ride is fully protected. Contact us today to learn more.